What is the Vishwakarma Yojana? Eligibility, Benefits, and Step-by-Step Guide for Online Application
Vishwakarma Yojana: On the auspicious occasion of Vishwakarma Jayanti, Prime Minister pleasantly surprised artisans and craftsmen. For complete information about the newly launched PM Vishwakarma Yojana, read this article. PM Vishwakarma Yojana: On the occasion of Vishwakarma Jayanti, Prime Minister Narendra Modi announced a special scheme for the country’s artisans and craftsmen. The PM Vishwakarma Yojana will provide financial assistance for skill development and business growth to artisans. During the launch of the scheme, PM Modi said, ‘Under PM Vishwakarma Yojana, the government will provide a loan of up to 3 lakh rupees without any guarantee. The Indian government has decided that initially a loan of 1 lakh rupees will be given in two slots. 1 lakh rupees will be given initially, and later, a loan of 2 lakh rupees will be given to Vishwakarma associates.
What is the Vishwakarma Yojana?
Vishwakarma Yojana is a new scheme initiated by the central government. Its objective is to provide financial assistance to artisans and craftsmen. This 13,000 crore rupees scheme will assist workers in the unorganized sector to enhance their skills. Under this scheme, artisans can avail loans of up to 3 lakh rupees at very nominal interest rates. Additionally, registered Vishwakarma workers receive skill training programs, allowances, and special identification.
Who is Eligible for Vishwakarma Yojana?
Any artisan or craftsman aged 18 or above who works with hands and tools and is engaged in family-based traditional business in the unorganized sector on a self-employment basis is eligible under the Vishwakarma Yojana. Additionally, individuals must have the following documents:
– Aadhaar card
– Voter ID
– Proof of business
– Mobile number
– Bank account details
– Income certificate
– Caste certificate (if applicable)
A list of eligible businesses for the Vishwakarma Yojana
Initially, 18 traditional businesses have been included in the Vishwakarma Yojana:
– Carpenter
– Boat maker
– Blacksmith
– Locksmith
– Hammer and tool kit manufacturer
– Lockmaker
– Goldsmith
– Potter
– Sculptor, stone breaker
– Cobbler (shoemaker)
– Tailor (tailor)
– Basket/mat/broom maker/coir weaver
– Doll and toy maker (traditional)
– Barbers
– Garland maker
– Washerman
– Tailor
– Fishnet maker
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What are the Benefits of Vishwakarma Yojana?
The primary goal of the scheme is to improve the quality and reach of products and services of artisans and craftsmen, as well as ensure their integration into local and global value chains. In the first year, five lakh families will be covered, and over a period of five years from FY24 to FY28, a total of 30 lakh families will be included. Vishwakarma Yojana has several benefits:
– All potential beneficiaries will be registered for free through common service centers using the biometric-based PM Vishwakarma portal.
– Nominated artisans will receive recognition in the form of PM Vishwakarma certificate and ID card through basic and advanced training for skill development. Additionally, they will receive incentives for digital transactions and marketing.
How to Apply Online for Vishwakarma Yojana?
Explore the official website of the PM Vishwakarma Yojana 2023.
Register with your Aadhaar card and mobile number. Fill out the PM Vishwakarma Yojana application.
Fill the registration form with all your personal information.
Download the PM Vishwakarma digital ID and certificate for future use.
Select the necessary scheme components and upload the required documents.
Submit the application for review.
Upon verification of all information, you will receive a message or email confirming approval.
Loans without guarantee under PM Vishwakarma Yojana will be distributed through commercial banks, regional rural banks, and other financial institutions. The Indian government also intends to create a PM Vishwakarma Yojana mobile app for registration or at local CSC centers.
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The Vishwakarma Yojana has also created a toolkit brochure in 12 Indian languages to help professionals learn about emerging technologies in their industries. The official portal of PM Vishwakarma Yojana will be launched in the coming weeks.
Frequently Asked Questions:
- Who is eligible for PM Vishwakarma Yojana?
Any artisan or craftsman aged 18 or above is eligible for PM Vishwakarma Yojana.
